The Board of Governors of the Federal Reserve, the Consumer Financial Protection Bureau, the Federal Deposit Insurance Corporation, the National Credit Union Administration, the Office of the Comptroller of the Currency, and state financial regulators (collectively, the agencies) have issued a statement communicating to mortgage servicers that the temporary supervisory and enforcement flexibility provided in the April 2020 joint statement no longer applies and the agencies will apply their respective authorities to address any noncompliance or violations of the Regulation X mortgage servicing rules that occur after the date of this statement. Read more in The Gold Book.